What Drives Our Group Health Insurance Premiums? One of the most common questions we get from employers is: “Why do our premiums keep going up?” It’s a fair question—and one…
What Drives Our Group Health Insurance Premiums? One of the most common questions we get from employers is: “Why do our premiums keep going up?” It’s a fair question—and one…
Do I need to enroll in Medicare Part D Prescription Drug coverage? According to the Centers for Medicare and Medicaid Services (CMS), those aged 65 and above should enroll in…
What is a Personal Umbrella Insurance Policy? Hey everybody, it’s Cameron with Frost Insurance. The question that I want to answer today is, what is a personal umbrella policy? The…
What is a home water leak detection system? 2 min read A water leak detection system for your home looks for sudden, unexpected increases in moisture levels. These systems identify…
Types of Group Health Plans—What’s Right for Your Business? Last week, we introduced the basics of what a group health plan is. This week, we’re diving deeper into the different…
Do I want a Medicare Supplement or a Medicare Advantage Plan? So many Medicare beneficiaries have one question; “How do I know what type of plan is right for me…
Good planning can help to assure your construction site is secure. Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the…
Benefits Breakdown: What Exactly Is a Group Health Plan? If you’re an employer or HR professional, you’ve probably heard the term group health plan thrown around a lot—but what does…
Should my spouse and I be on the same type of Medicare plan? In short, no. Medicare beneficiaries are free to select the plans of their choosing. When working with…
Welcome to the Benefits Breakdown Blog! Each week, I’ll be sharing insights, tips, and guidance on group employer benefits. Everything from health and dental plans to life insurance, disability coverage,…
Understanding Medicare Coverage: What Do I Need to Know? Medicare is a government-funded insurance program that you can enroll in through the Social Security office once you become eligible. But…
Here is how the market value of your house differs from the replacement cost value that’s used on your house insurance. Read time: 2 min If a disaster strikes and…
Quality insurance coverage at a price you can afford.
Quality insurance coverage at a price you can afford.