News & Events

Trucking Insurance – ELD Requirement Deadline Approaches

What’s new in Trucking and Trucking Insurance

An electronic logging device, a driver security system and a new driver wellness app were among a series of brief trucking product and service announcements Saturday ahead of the official start of the American Trucking Associations’ annual Management Conference and Exhibition at the Orange County Convention Center.

Electronic Logging Devices (Required by Dec. 18, 2017)

Pedigree Technologies introduced a third electronic logging device for its Chrome Solution product line, known as Cab-Mate One. The plug-and-play device takes 10-minutes or less to install, according to the company, and is built on the company’s propriety Chrome Solution platform. It is targeted toward both large and small fleets.

The two other ELDs in the product line are Cab-Mate Open and Cab Mate Connect.

Driver wellness app

On the technology/driver health side, Rolling Strong, a provider of driver wellness programs for transportation companies and their drivers, as well as owner-operators, announced a new mobile app that enables commercial drivers to focus on making healthy lifestyle choices on the road.

Rolling Strong’s new driver wellness app

“The subject of the health and wellness of truck drivers is always being discussed but until now no one has truly come up with a solution that is readily available and fun to use,” said Steve Kane, president of Rolling Strong. “Our new mobile app is designed to help drivers take control of their health, encourage them to adopt healthy lifestyle habits and connect with other health minded drivers for support. It is also designed so fleets can support drivers in their health and wellness efforts.”

The app is available in both iOS and Android formats.

 

Driver personal safety system

Another service of benefit to both drivers and fleets was also introduced by SafeKey Corp. The provider of professional driver and cargo safety systems, introduced SafeKey Protector, its new driver personal safety system.

It features around-the-clock public safety agency response to driver security, medical and safety emergencies with just the push of a button on a special device that’s about the size of a key fob.

“Fleet and operations managers know they are taking a proactive step to help protect their drivers from some of the known and unknown security and safety issues their drivers may encounter every day,“ said Tom Richardson, business development manager for SafeKey. “Our technology also improves recruitment of and retention of professional drivers while helping prevent cargo theft.”

Expanded insurance

 

Acuity Insurance continues to write motor carriers and has recently added the state of Texas.

The Wisconsin-based provider that operates in 26 states said it writes a wide array of coverages for trucking including commercial auto, cargo, workers compensation, general liability and more, in addition to more than two dozen insurance enhancement endorsements. Their services also include the Motor Carrier Toolbox, designed to assist fleets in the areas of human resources, safety, compliance, maintenance and driver training.

Acuity’s Motor Carrier Toolbox simplifies the process of compliance by helping motor carriers understand requirements they face and offering tools needed to assist in meeting those requirements,” said Cliff Johnson, trucking specialist at Acuity.

Credit to Evan Lockridge, Truckininfo.com, October 21, 2017 http://www.truckinginfo.com/channel/fleet-management/news/story/2017/10/eld-driver-safety-wellness-among-ata-announcements.aspx

Contact Beck Insurance to see what we can offer for your trucking insurance and to learn more about Acuity’s Motor Carrier Toolbox.

 

Company spotlight: Auto-Owners Insurance Company

Auto-Owners Insurance Company History

Auto-Owners Insurance is the largest property and casualty insurance company domiciled in Michigan.

Auto-Owners success can be traced back from its present management to the early leadership of Vern V. Moulton who, in 1916, organized Auto-Owners Insurance Company in Mt. Pleasant, Michigan. The infant Company had no capital and was housed in one room of a bank building.

Auto-Owners operated in Mt. Pleasant for a little less than a year. In 1917, V.V. Moulton literally picked the Company up, placed it under his arm and in his pocket (the Company consisted of one book of policyholders’ names and $174.25 in assets), and moved Auto-Owners to Lansing, Michigan.

It wasn’t long before the Depression began, and Auto-Owners weathered even the lowest point of that era – the bank holidays of February 1933. The Company demonstrated its corporate toughness and financial stability by paying all claims promptly, daily, and IN CASH! The firm was then writing more than $2.5 million in insurance premiums.

Auto-Owners entered the general casualty insurance field in 1940, having previously written only automobile insurance. During the next five years, the Company found it necessary to acquire three more buildings in the vicinity of its main office to accommodate its continued growth. In 1951 it consolidated all of its offices into one home office, which was constructed in downtown Lansing.  Note:  Beck Insurance Agency has been an Auto-Owners agency since 1950!

The Company wrote business in Michigan exclusively from 1916 until 1935, when it began writing insurance in Indiana and Ohio. In the ’40s, Auto-Owners extended operations to include Illinois and Minnesota and, during the ’50s, Iowa, North and South Dakota, Florida, Missouri, Alabama, Tennessee, and North and South Carolina. The Company began operations in Wisconsin in 1969, Nebraska in 1972, Georgia in 1973, Arizona in 1982, Virginia in 1989, Kentucky in 1994, Kansas in 1996, Utah in 1997, Colorado in 1999, Arkansas in 2005, and Idaho in 2006. In November 2009 Auto-Owners began writing insurance in Pennsylvania, its 26th state.

Today, Auto-Owners has underwriting, marketing and claims offices in Lansing, Michigan; Traverse City, Michigan; Montgomery, Alabama; Mesa, Arizona; Little Rock, Arkansas; Broomfield, Colorado; Lakeland, Florida; Tallahassee, Florida; Duluth, Georgia; West Des Moines, Iowa; Marion, Indiana; Peoria, Illinois; Lexington, Kentucky; White Bear Lake, Minnesota; Columbia, Missouri; Charlotte, North Carolina; Fargo, North Dakota; Lima, Ohio; Pittsburgh, Pennsylvania; Columbia, South Carolina; Brentwood, Tennessee; Draper, Utah; Forest, Virginia; and Appleton, Wisconsin; plus over 60 stand-alone claims branches companywide.

The current Auto-Owners home office is located in a business and residential complex called Verndale, in Delta Township, west of Lansing. This building was constructed in 1975 and has been expanded three times, increasing its size to 404,616 square feet.

The Lansing corporate office services not only Auto-Owners Insurance Company, but its subsidiary companies: Auto-Owners Life Insurance Company, Home-Owners Insurance Company, Owners Insurance Company, Property-Owners Insurance Company, and Southern-Owners Insurance Company. The Lansing branch underwriting and Lansing branch claims offices are also housed in the same complex.

Auto-Owners success evolves from its loyal agents, policyholders and associates. The Companies are represented by more than 6,200 independent agencies, selling personal and commercial property/casualty and life, health and annuity insurance in 26 states. Total associates number more than 4,200.

Auto-Owners Insurance has the highest possible ratings from A.M. Best Company, A++ (Superior), and the Auto-Owners Life Insurance Company is rated A+ (Superior). The companies are also rated very highly in ratings assigned by other nationally recognized independent rating authorities.

To learn more about Auto-Owners contact Beck Insurance Agency today!

Contact Us /Get a Quote

 

Medicare Supplements

If you are medicare eligible now is the time to compare plans and prices for your medicare supplement plans, advantage plans, and prescription drug plans.  Beck Insurance Agency is your senior product specialists!!  Medicare open enrollment officially begins October 15, 2017, and ends December 7, 2017.

Please contact Beck Insurance today to reserve your appointment with one of our senior product specialists.

419-446-2777 *** info@beckinsurance.com *** Submit via Contact Us tab

Business Insurance in Maumee, Perrysburg, Toledo, and Surrounding Areas

Do you stay in Maumee, Perrysburg, Sylvania OH, Toledo, Waterville and Whitehouse OH and are into farming? Then having a farm and livestock insurance is necessary for you. There are many farm insurance companies in and around the above-mentioned areas. But if you are looking for a reliable company, then Beck Insurance Agency should be your choice. Known for our versatile range of insurance services like auto, homeowner and business insurance, we have a team of skilled professionals who can guide you pick the right insurance according to your requirements.

Still wondering if you at all need this insurance policy or not? Then go through these following points as they will give you an idea about why you must opt for farm and livestock insurance.

  • Protection from Accidents-The crops and animals are prone to a lot of diseases and accidents, which could adversely affect the entire investment made by you. This will influence your business and it will take a lot of time for you to recover from the whole situation. However, having a farm and livestock insurance will be advantageous in such situations. The insurance policy will pay you for the loss that you have suffered.

Damage of Property- Calamities can happen at any time. Thus, you have to keep yourself prepared for any kind of crisis situation. A lot of times the property gets damaged due to various mishaps like storms, fire or natural disasters. In such a situation, having a farm and livestock insurance will help because it will cover the cost of property damage caused by any kind of accident.

Safeguards Your Equipment-It is vital for you to protect the various machines involved in livestock and farming. Floods, tornadoes, and fire can damage these equipment and cause a total loss to your business. Having an insurance will help you cope with such a situation. Our insurance coverage includes large tractors and other machinery.

So, if you are in Maumee, Perrysburg, Sylvania OH, Toledo, Waterville, or Whitehouse OH and are looking for farm and livestock insurance services, then don’t delay any more and give us a call at 419-446-2777.

Business Insurance in Maumee, Perrysburg, Toledo, and surrounding areas, including Whitehouse, Waterville, & Sylvania, offering Life, Health, and more policies.

Auto Insurance in Maumee, Perrysburg, Toledo, and Surrounding Areas

Do you stay in Maumee, Perrysburg, Sylvania OH, Toledo, Waterville, Whitehouse OH and are you looking for an auto insurance agency? Well then, you are at the right place. The cost of cars is very expensive and therefore, they are one of the most precious assets that we own. Car accidents are quite common these days and thus, one needs to have a car insurance to take care of the damages caused to other vehicles and properties without spending much money. Beck Insurance Agency is among one of the best auto insurance agencies in the above-mentioned areas, that provides you with a wide range of car insurance policies under your budget.

And if you are still skeptical of choosing us and you are wondering about the things to consider before hiring an auto insurance agency, then go through the following points. Take a look.

  • Considerable Experience-Before hiring a company for auto insurance, the first and foremost thing that one must consider is the experience. Your car is among one of your most valuable assets and hence you must only go for an insurance company that has been in this field for a long time. We take pride in saying that we have been providing insurance services to people since 1948.
  • Versatile Services-Another important thing that you must consider before you hire an auto insurance agency is the various kinds of services that they provide. We have a lot of value for your hard earned money and thus provide protection for the following:
  • Auto
  • Motorcycle
  • Boats
  • Personal watercraft
  • RV’s
  • ATV’s / Off-road vehicles
  • Trailers
  • Classic Cars
  • Property Damage Expenses-A car accident can occur at any time and it can cause severe damage to another vehicle or building or fences. In such a situation, if you don’t have car insurance, then you have to pay the expenses of the damage caused from your own pocket. This might be very costly for you. We, at Beck Insurance Agency, provide you with policies that cover property damage expenses at affordable rates.
  • Quotes-An important thing that you must consider before choosing an auto insurance company, is deciding on your budget. After doing ample amount of research on the internet about the various auto insurance companies, you can select one agency that meets all your needs and comes under your budget. We, at Beck Insurance, provide you with quotes to make your work easier; you can request a quote on our website and we will get back to you as soon as possible.

So, if you stay in Maumee, Perrysburg, Sylvania OH, Toledo, Waterville, or Whitehouse OH and looking for auto insurance services, then simply give us a call at 419-446-2777.

Auto Insurance in Maumee, Perrysburg, Toledo, and surrounding areas, like Whitehouse, Waterville & Sylvania, offering Car, Home, Life, more insurance policies.

Do you drive for Uber, Lyft, or another ride share app?

Good news! We now have a personal auto policy that can be endorsed to cover you while driving for a ride sharing company.

Most people are unaware that most personal auto policies exclude any and all coverage concerning exposures to this type of usage (generally known as “livery”). An abbreviated definition of livery is the transporting of people and/or goods for hire, such as by a taxi service, motor carrier, or a delivery service.”

Some ride share companies do extend to you some liability coverage while on the app, but these limits are usually insufficient.

That said, we do now have a personal auto insurance product that we can endorse that will cover you while on or off the ride share app of your choice.

Contact us today and we begin working on your quotes via phone, email, etc…however you prefer!

Call 877-446-BECK (2325)

info@beckinsurance.com

Life Insurance in Bryan, Defiance, Montpelier and Nearby Cities

Types of life insurance policies

If you want life insurance in Bryan OH, Defiance OH, Montpelier OH, Napoleon OH, Waterville OH or Wauseon OH, then Beck Insurance can help. They have access to some of the best life insurance plans available. That is because they work closely with major carriers and can source the best plans and options for you.

Life insurance is not so much about protecting your financial interests as it is about protecting the financial interests of your loved ones. It is human thing to want to take care of those we love, even when we are no longer able to.  Life insurance enables you to take care of your family after your death. They will have enough to grieve about without still having to worry about immediate money and finances.

Generally, there are two main forms of life insurance. Term life and whole life. Term life covers your life for a specified amount of time – for example 20 years. Should you die within that 20 year period your life policy will pay out to your specified beneficiary or beneficiaries. This is a good option for a young couple starting out. Term life is cheaper then whole life and protects your loved ones should the unexpected happen.  Whole life covers your life for as long as you live. The policy will pay put to your chosen beneficiaries. It also possible to get life policies that have an endowment or investment component.  An endowment policy accrues a cash value over time. You can redeem this cash value in the future.

Closely related to a life policy is a disability policy. Disability insurance will look after you and your loved should you become disabled and unable to work.  Life policies can also be used to protect partners in a business. This kind of keyman insurance can help protect the future of a business should one of the key partners die or become disabled.

Bryan, Defiance, Montpelier, Napoleon, Waterville, Wauseon OH Life Insurance. Offering Homeowners Insurance in Wauseon, Waterville, Napoleon, Montpelier, Defiance, Bryan OH.

Homeowners Insurance in Bryan, Maumee, Sylvania and Surrounding Areas

Professional advice for your homeowners insurance

Beck Insurance can help you with best value homeowner’s insurance in Bryan OH, Defiance OH, Montepelier OH, Napoleon OH, Waterville OH or Wauseon OH. Homeowners insurance protects your investment in your home as the content inside your home. Your home is one of the biggest investment you will ever make and you want to protect your investment with the right home insurance.  That is why is makes sense to use the services of an insurance professional when deciding about important coverages such as homeowner’s insurance.

Beck Insurance Agency has been around for a while and they understand your insurance needs are different from that of your neighbor.  They also understand you need insurance solutions that match your budget and your circumstances. Since Beck Insurance is and independent agency, they can source solutions and plans from a variety of carriers and can find the best plans for you.

When it comes to home insurance there are common risks that all homeowners face. These include risks such as fire, storm damage, accidents, theft and liability claims.  You would want your home insurance to cover all of those. However, there are certain risks that most insurance carriers shy away from. A good example is flood insurance. That is because flood damage usually extensive and covers a large area. The claims related to flood damage could put a carrier out of business. That is why flood insurance is not a standard part of homeowner’s insurance. You need to get separate flood insurance.  That could also apply to other potentially large-scale disasters such as earthquakes.

It is important to check with your insurance advisor regarding what is included and what is excluded in your homeowner’s insurance policy. That way you can access the risk and decide whether its worth getting special insurance for certain events.

Bryan, Definace, Montpelier, Napoleon, Waterville, Wauseon OH Homeowners Insurance. Offering Life Insurance in Wauseon, Waterville, Napoleon, Montpelier, Defiance, Byran OH.

Auto Insurance in Bryan, Defiance, Montpelier and Surrounding Areas

Have you recently purchased a car or are planning to buy one in future? Then, there’s one suggestion for you. Along with the car, please purchase auto insurance as well. Wondering, why you need to invest on car insurance?  Well, you need to purchase insurance so that you can get some financial back up when your car gets damaged due to an accident or for the injuries other drivers, passengers or pedestrians on the road. If you are still thinking that purchasing car insurance is not necessary then, please go through the Road Traffic Act 1988. According to this act, every motorist must be insured against their liability to other people. So, wait no more; get this insurance to get financial backup after a massive road mishap. There are many companies in Bryan OH, Defiance OH, Montpelier OH, Waterville OH, and Wauseon OH that can provide you with a car policy. But, if you want to purchase it from a reliable company then, immediately contact Beck Insurance Agency.

2 Reasons Why People Consider Beck Insurance Agency as a Reliable Company

Wondering, why our company, Beck Insurance Agency is considered to be a reliable insurance agency? Well then, please go through the reasons given below.

  • Years of experience- There are surely many insurance agencies in Bryan OH, Defiance OH, Montpelier OH, Waterville OH and Wauseon OH. But, very few agencies have years of experience when it comes to providing the apt insurance for vehicles. We, Beck Insurance Agency, fall under the category of those agencies which have immense experience in this field. We have been providing car insurance for the past 69 years. Isn’t that a lot? And, it’s our years of experience that has helped us gather a lot of reputation and helped us establish ourselves as a reputed company. So, if you want to buy a car policy, you can undoubtedly count on us.
  • Licensed agents- Another major reason why people consider us as a reliable insurance agency is because, all the agents working for us are licensed and have immense experience in this field. Hence, if you are first-time insurance buyer, be rest assured, our agents will really work hard to help you find the apt insurance for your car, which will fit your needs as well as budget. The best quality about our professionals is that they’ll not just find one policy for you. Instead, they’ll find more than one policies so that, you can patiently check all of them and choose the one that you feel is ideal for you. In fact, they will also help you to deal with the paperwork related to the policy and make the claiming process easier, during emergency situations.

So now, when you know the reasons why we are considered to be a reliable insurance agency, what are you waiting for? Get your car insurance policy right away by calling us at our toll-free number 877-446-2325.

Bryan, Defiance, Montpelier, Waterville, Wauseon OH Auto Insurance. Insurance in Bryan, Defiance, Montpelier, Wauseon OH. Home Insurance in Bryan, Defiance, Montpelier, Wauseon OH.

Life Insurance in Bryan, Defiance, Montpelier and Surrounding Areas

Insurance is a great tool for risk management but it also enables you to insure your person, thereby protecting the financial interests and well-being of your loved ones should something happen to you. This type of insurance is called life insurance and it comes in a few different flavors. Beck Insurance Agency can help you with life insurance in Bryan OH, Defiance OH, Montpelier OH, Waterville OH or Wauseon OH.

As a provider for your family and loved ones it is just natural that you would want them to be taken care of when you no longer can. Life insurance lets you do just that. You get two main types of life insurance – term life and whole life. Term life covers your life for a fixed period – normally 20 years. Should you die during this time frame your life insurance will pay out the benefits specified to your name beneficiaries. This could be in the form of a lumps sum or annuities or some combination of the two. Term life insurance is cheaper than whole life and is a good option for young couples starting out or someone who needs cover for a certain period of risk.

Whole life covers your life for as long as you live. You just need to pay the premiums. Should you die at any point in time, your named beneficiaries will receive the benefits specified in the policy. Whole life insurance can also include and investment portion which will in time assume a cash value. This type of policy is also referred to as an endowment policy.

Life insurance can also be extended to include disability cover. That way you can still receive an income and provide for your family should you become disabled and be unable to work.