You’ve probably heard different friends or acquaintances complain about their health insurance. The rates are so high and so are the deductibles, etc. It’s confusing to choose between and HMO and PPO, deductibles, networks and more. Most companies have someone whose job is to find the best health insurance coverage. Shouldn’t you have someone to work for you?
This is where your local Toledo-based independent insurance agent, Beck Insurance Agency works for you. An independent insurance agent works to find customers the best health insurance at competitive rates through a wide range of health insurance carriers. And, Beck Insurance will walk you through the different options including:
- Major Medical Insurance
- Disability Income Protection
- Health Savings Accounts
- Medicare Supplements
- Advantage Plans / Drugs Plans
Generally, a customer will start by saying what type of coverage they want with their health insurance and maybe what budget range they are comfortable with. This may also start as a conversation between agent and customer about needs or requirements. For example, a healthy 20 something may only want catastrophe health insurance while a family may need more coverage. Beck Insurance Agency will then go to work for you to find different competitive health insurance rates. Imagine how long this would take you to do on your own!
While your initial goal may be to find cheap health care insurance possible, finding the honest possibilities through multiple carriers will provide a real view of what competitive health care insurance costs are.
This is also a great time to go through the different jargon of health insurance terms to make sure you aren’t agreeing to something you don’t need or are missing out on something essential. After all, Beck Insurance has over 60 years of experience in the insurance industry. Let them do the health insurance search work for you! You aren’t paying any more for working through an independent agent as you would going directly to the insurance carrier so it will actually end up saving you money.
You know you need health insurance. Hospital stays can be catastrophic and easily not only wipe out your savings but also result in years of bills. Plus, with health insurance you pay less out-of-pocket costs, enjoy more overall wellness and benefit from preventative care.
Searching for health insurance on your own can be difficult but an independent insurance agency such as Beck Insurance to find out what the options are for you and your family. Beck Insurance works with individuals and employers for affordable options in health insurance in the Defiance OH, Delta OH, Napoleon OH, Perrysburg, Swanton OH and Toledo areas.