Getting a new car is a fun experience that only happens every couple of years. For some, maybe every decade or so. The new car smell, the clean interior, the high gloss shine. All of this is part of the excitement of a new car.
Traditionally the fall season is the most popular when it comes to purchasing a new car according to new car registrations. When asking new car owners what they are looking for during this time of the year, you might hear many answers. Some are looking for a better car to handle winter, others are getting ready to head to college or school and some savvy buyers might be looking for special year-end deals.
Before you sign the paper and drive your new car, Beck Insurance Agency reminds you to think about one thing – your auto insurance coverage for new cars. Your current auto insurance may not offer new car replacement. Can you imagine how much your happiness would crash down if your new car got in an accident and needed to be replaced? What kind of value would you get? Would you still get the same model and features?
Let’s say you call your current auto insurance and find out they do not offer coverage for new car replacement. Now, what are you going to do? You’re supposed to go soon to pick out your dream car, essential family transportation or the car that needs to go off to college. You could call agency after agency to find out their coverage. After all, it’s not likely that they are going to put their limitations on their website. Sure, you’ll go through a switchboard of options, talk to a representative that’s not sure, maybe get transferred to an agent who will ‘insurance speak’ what is covered and what is not. Or, you could call Beck Insurance, talk to an agent directly and find which carriers they represent can help you. New car replacement coverage within auto insurance can be more complicated than you think. What works for a basic model car, may not work for a higher-end car with all the bells and whistles.
- Better-car insurance
- Gap insurance
- Lease specific insurance
A leased car will have different auto insurance needs than a new car. The car dealer may require higher coverage levels than the state minimum or what you had previously. Also, they may require gap insurance or maybe they require you to buy it from them. A local Toledo-based company will help you navigate the different options for lease auto insurance.
Beck Insurance has helped car owners with auto insurance throughout Northwest Ohio, Michigan and Indiana, including the communities of for Bryan OH, Defiance OH, Montpelier OH, Napoleon OH, Perrysburg & Sylvania OH, with competitive auto insurance rates, for over 70 years.