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Whether you are looking for health, life, property or vehicle insurance, a good insurance agent can not only provide you with the proper guidance but will also make the purchasing process of an insurance policy much easier. Therefore, it is extremely important to choose the right insurance agent so that you can understand the entire process in a much better way. If you reside in and around areas of Naopleon OH, Perrysburg, Swanton OH, Sylvania OH, Toldeo or Wauseon OH, and looking for professional insurance agents, then come to us at Beck Insurance Agency. We can provide you with the right insurance agent that you can get a sound coverage from the top-rated companies. While working with the insurance agent, you might have a few queries about this sort of coverage. Any good agent will always resolve your queries and guide you properly with the process.  

Here, we have compiled a list of questions that you might have for your life insurance agent. Take a look.  

• What is the Coverage Requirement? 

This is the most important question to ask your life insurance agent. You might be asked to fill in some basic details before he/she can estimate your coverage needs in a much better and comprehensive way. Furthermore, he/she can even help you to get the perfect coverage that would meet with your requirements and budget, accordingly.  

• What are the Life Insurance Options Available?

This is yet another essential question to ask. By doing so, you will be able to get an idea of the different kind of insurance options that you will have  access to. As for Beck Insurance Agency, we provide life options for term life, fixed annuities, whole life, IRA’s, SEP’s amongst others.  

• What are the Benefits of Life Insurance Policy? 

While purchasing  any kind of policy, let alone life policy, do not forget to ask about the ways in which it can benefit you. By doing so, you will be able to understand the potential of the policy in a much better way. 

Therefore, these are the 3 important questions to ask your life insurance agent. And if you think that we can provide you with some of the best professional agents who can guide you for getting the right life insurance policy, then contact us at 877-446-2325. 

As accidents and disasters come unannounced, the least you can do is to get yourself insurances like homeowner’s insurance, car insurance, and life insurance that will keep you as well as your family protected at all times. But, it is equally important that you buy insurances from trustworthy insurance agencies only. So, if you are looking for a reliable insurance agency in areas of Defiance OH or Delta OH that would offer you the proper coverage at the right prices, then you can end your search here. We, at Beck Insurance Agency, have been helping innumerable families and businesses to protect the things that matter the most.  

Here, we have compiled a list of the three major insurance policies that you can avail from us, at Beck Insurance Agency. Take a look.  

• Life and Health Insurance– This insurance policy is needed to ensure that your immediate family has some kind of financial support in the event of your demise. Our professionals search for the top-rated life insurance companies to provide a convenient coverage that you and your family will appreciate. Our life insurance options include permanent life, universal life, whole life, term life, fixed annuities, and mortgage amongst others. As for our health insurance, we provide coverage for disability protection, Medicare supplements, etc.  
• Car/ Auto Insurance– Having a car/auto insurance is essential as it will cover your expenses in the event of any vehicle damage or injuries to other drivers, or passengers. We provide solid protection for auto, motorcycle, boats, personal watercraft, trailers, classic cars, RV’s and ATV’s.  
• Homeowner’s Insurance– From the rental property, townhomes, mobile homes, condos and cottages to homes under construction and vacant homes, there is a variety of coverage that is offered by us. We understand your concerns and therefore, work extremely hard to provide the protection you would need from reliable companies.

These are the three major policies that you can avail from us, at Beck Insurance Agency. Along with the aforementioned places, we also operate in Maumee, Perrysburg, Swanton OH and Sylvania OH. So, without any further ado, contact us at 877-446-2325 to get a quote.    

Beck Insurance Agency also represents both Liberty Mutual and the Ohio School Plan, two of the better school insurance and risk management providers here in Ohio.

Each offer a broad range of quality coverage, tailor made for both public and private Ohio schools.

Conrad Beck, an agent at Beck Insurance for the last 27 years, works almost exclusively with public entities. Conrad currently serves the insurance and risk management needs of over 80 public entities in Ohio, and has assisted with what is estimated to be well over 2,000 public entity claims.

Ohio School Insurance Plans

Call 877-446-BECK (2325) or click to learn more about the school insurance plans available at Beck Insurance Agency.

Beck insurance can help you with best value home insurance in Bryan OH, Defiance OH, Delta OH, Maumee, Monclova OH or Perrysburg. Best value home insurance is best coverage at best price. An independent agent has access to several carriers and can find you the plans at the best rates. An independent agent can also custom tailor insurance solution to match your circumstances and requirement. 

Home insurance is one of the most important personal insurance products on the market. It protects one of your biggest, if not your biggest financial investment against common risks such as fire, storm damage, content theft, liabilities and more. 

When it comes to home insurance it is important to know what risks and events are covered and which ones are excluded. Flood insurance is a good example. Because floods can affect large areas and cause massive damage on large scale, most insurance companies shy away from offering flood insurance. You may well need to supplement your home insurance with separate flood insurance. You will also need to consider other natural disasters such as earthquakes, land slides and find out if you are insured for such events. Hone insurance should also cover your contents. General content will be covered but you may need to specify high-end items such as jewelry and artwork separately. 

Whether you own a free-standing home, an apartment or a condo, you need a proper homeowners’ insurance policy. Even if you rent a home, you should still have proper content insurance. You also need to be sure you covered for the replacement value of your home and contents. The expert and friendly team at Beck Insurance will help you with the right homeowners insurance in Bryan OH, Defiance OH, Delta OH, Maumee, Monclova OH or Perrysburg.  

Beck Insurance provides auto insurance services throughout Defiance OH, Delta OH, Maumee, Moncolva OH, Napoleon OH and Perrysburg. They are independent agents and as such they have access to a massive network of carriers and insurance products. That means they can find you the best policies at the best rates.  

When looking for auto insurance its often better to deal with an independent agent as opposed to a captive agent. A captive agent represents a specific carrier whereas an independent agent deals with multiple carriers. An independent agent works for you and not the carrier. 

When is comes to auto insurance you also have choices and options with respect to coverage. The only coverage that is compulsory is liability coverage. When you drive a vehicle on public roads you have a social responsibility. That means you need to drive carefully and according to road traffic laws. But it also means if your poor or reckless driving results in injury to others you need to be in a position to compensate them.  Liability insurance covers you for 3rd party claims related to road accidents. 

Apart from liability insurance you can optionally choose additional coverages. Collision is an important one and makes sense. There is always a risk that you will be involved in some collision or road accident. Collision insurance will cover the damages to your vehicle. That means the insurance will for the repairs to your vehicle or the replacement of your vehicle. If you don’t have collision insurance and unable to pay for the repairs, you will be without wheels. Even if you can pay for the repairs it will be a lot of money out of your pocket compared to the small amount you will pay for collision coverage. 

If you want affordable an reliable auto insurance in Defiance OH, Delta OH, Maumee, Monclova OH, Napoleon OH or Perrysburg, the Beck Insurance can help. 

Do you think that you will not require to invest on a health insurance policy as you are currently fit and fine? If you think so, then you are wrong. Often, people do not invest in this plan thinking that its only advantage is reimbursement during hospitalization. But sadly, that’s just a myth! We, Beck Insurance, will not just offer you the best health coverage policy, but our staffs will also make you aware of the different benefits that these policies offer. And, we offer these policies to the people residing in and around Archbold, OH, Bryan, OH, Defiance, OH, Swanton OH, Sylvania OH and Toldeo. 

Benefits Galore 

When you invest in our health policies, you can benefit in the following ways namely, 

• With age, people face more and more health problems and their income also reduces. It is here where our health policies will act as a savior. You can avail the cashless policies at networked hospitals, which means you will not require paying the amount from your pocket. This will free you from the unnecessary mental burden. 
• It will offer convalescence benefit which will help you pay a rough amount if your stay at a hospital exceeds than the specific number of days the doctor had mentioned. 
• By paying the insurance premiums, you can avail the benefits of pre-defined tax. 
• It will offer you coverage for certain critical illnesses such as kidney failure, paralysis, stroke or cancer. You will get a lump sum amount that can be utilized for lifestyle adjustment, recuperation, and rehabilitation. 
• You will get some allied benefits such as discount coupons on specific healthcare services, free doctor consultation, tie-ups with several health service providers, free health checkup, and consultation with nutritionists.  

There cannot be a better means of mitigating the financial losses as well as attaining peace of mind than investing in a health insurance policies. To know more call us right away at 877-446-2325. 

Your search for a company that can provide you with the best and the widest range of business insurance plans will end with us at Beck Insurance. Our policies will cover every risk which your business is likely to face. You may not require every policy, but may need several of them. Resting on the kind of operation which is being insured, coverage limits and rates may vary. If you get confused which plan to choose our staffs will help you in the selection process. Our service areas include the ins and outs of Archbold, OH, Maumee, Perrysburg, Swanton OH, Sylvania OH and Toldeo. 

Discover the Different Types of Business Insurance Plans 

We offer the following insurance plans for your business, 

• General Liability Insurance- It will cover your business during a lawsuit or claim that results from negligence, accidents or injuries. The covered claims will include false advertisement, slander, property damage, personal injury or even bodily injury. 
• Product Liability Insurance- It will cover claims which result from defective products which cause harm or injury. 
• Professional Liability Insurance– Also called errors and omissions insurance, it will cover you from negligence, errors or malpractice in the services that you offer to your customers.  
• Property Insurance– It will cover damage and loss to company property due to vandalism, hail, wind, smoke, fire, theft, or any other unfortunate manmade or natural hazard .  
• Workman’s Compensation Insurance– If any employee gets injured on the job, it will cover both their medical expenses as well as loss of income. On the other hand, during permanent disability, it will offer benefits till the employee reaches his/her retirement age.  
• Commercial Auto Insurance– Along with covering property damage and personal injury, it will cover the business loss that you might face during or after an accident.  

To know more, please feel free to call us at our toll free number 877-446-2325. We are just a call away!