Life Insurance & Long-Term Care Insurance in Toledo, Waterville, Wauseon, Whitehouse, Maumee, Perrysburg, OH, and Surrounding Areas
If you’re wondering who should have a life insurance policy then the answer is you. All adults should have at least a basic form of life insurance coverage. With options in term, whole life insurance to hybrid life with long-term care and more, there are ample options out there that can help keep you and your loved ones protected when life doesn’t go as planned.
Our skilled agents at Beck Insurance Agency work with residents in Toledo, Waterville, Wauseon, Whitehouse, Maumee, Perrysburg, and surrounding communities to obtain the life insurance they require at a price they deserve. At Beck Insurance Agency we have a life insurance policy for nearly everyone.
Life insurance is made tangible to nearly all people of financial backgrounds so that beneficiaries are well taken care of in the event of an unexpected death. The last thing that your loved ones should have to consider is finances upon your loss. That’s why we offer a wide range of life insurance options that range from long-term care to whole life, hybrid life with long-term care and more. We offer the following life insurance options to our valued clients:
- Family protection and income replacement
- Family legacy & taxes
- Estate equalization for heirs
- Charitable giving
- Key employee retention & benefits
- Buy-sell agreements
- Long term care expenses
Life Insurance Options:
- Universal Life
- Whole Life
- Hybrid Life with Long Term Care
- Term Life
- Return of Premium Term Life (with this product all the premiums are returned to you at the end of the policy term)
- Fixed Annuities
- Long Term Care, and more!
Long Term Care Insurance
Long-term care is a form of insurance that seeks to provide care to aging individuals. By taking care of the individual’s health and personal care needs, long-term care aims to provide ill or elderly people with quality care no matter where they live.
At Beck Insurance Agency we work with residents in Toledo and surrounding areas who reside in facilities such as community nursing homes, adult day care centers and the comfort of their own homes. Your long-term care insurance should give you the personal care that you need to carry out the activities of daily life.
Hybrid Life With Long Term Care
Hybrid life with long term care combines the benefits of life insurance with long-term care coverage. With a combined premium payment or payments staggered over the years, hybrid life with long-term care provides you with personal care in your golden years with the benefit of payout to beneficiaries upon your death. If, however, your long-term care isn’t necessary, your hybrid life with long-term care policy will pay an added benefit to compensate for those expenses.