Posts Tagged ‘beck insurance’

Auto Repair Shop / Auto Dealership Insurance

Thursday, September 12th, 2019

If you own or manage any type of auto repair shop or auto dealership, you need to know that Beck Insurance Agency has both a full understanding of your coverage needs, but also the full backing of multiple insurance companies with excellent Garage Insurance Programs.

Joe Beck, co-agency principal and a garage insurance specialist, has nine years working experience working within a franchised auto dealership.  Also a former ASE Master Technician, Joe has a unique understanding of your needs not only from an agency perspective, but also from your perspective as well.

Beck Insurance will take the time to properly evaluate your auto shop’s insurance needs, and provide accurate coverage solutions for your: Property, Garage Keepers Liability, Dealer Blanket, Employment Practices Liability, Ohio Stop Gap, Group Health, Life, Commercial Umbrella, Commercial Auto, and anything else that may come up.

Our markets are strong, and stable.  Have you recently had a large rate increase?  Has your insurance provider “un-capped” the wind / hail deductible on your inventory?  These are issues we’ve been hearing about, and we can help.

Call Beck Insurance today at 419-446-2777 or click here and we will be in contact soon!

 

Are there any exceptions to the ELD mandate?

Monday, September 9th, 2019

The electronic logging device mandate does have a few exceptions, such as the 100 air mile rule.

“Are there any exceptions to the ELD mandate that you are aware of?”

“Well there are several. Getting back to the small business one, if they are a contractor for example and they are building a house in lets say Indiana and they are domiciled in a home office in Ohio there is one exception where they have a 100 air mile rule so they can operate on a time card basically for their 100 air miles back to their normal work reporting location – as long as they report within a twelve hour period.  The important thing for contractors in these industries that go and do a job out in the field for a longer period of time is that they can change that normal work reporting location from let’s say the home office back in Ohio to that work location in Indiana.  So that one hundred air mile operating radius can change depending on their work location that they have.  So that’s very important to know.”

For more information on electronic logging devices for your trucking business please watch the full live stream with Cliff here: https://www.facebook.com/acuitytrucki…

15 Useful Apps for Truckers

Sunday, August 18th, 2019

With so many apps available to the trucking industry, choosing the right app can be somewhat confusing, and it can be difficult to know where to start. So, why would you want to use an app? Simply put, mobile apps extend the reach and productivity of your time and business.

By equipping your smartphone, tablet, or laptop with apps, it can perform a wide variety of business functions for you while out of the office, traveling, at a shipper, talking to brokers, or determining your best route of travel. A mobile app usually enables the user to do something specific, like accessing their bank account or tracking hours of service (HOS) using an ELD app. But most importantly, apps can help truckers enhance three important areas: time, money, and safety. In short, apps can have a positive impact on your business’s bottom line.

In this article, we focus on 15 free trucking apps that may be helpful to your operation.

1. oCFR

The U.S. DOT Pipeline and Hazardous Materials Safety Administration (PHMSA) made available their online Code of Federal Regulations (oCFR) mobile app, which provides quick access to both its hazardous materials and safety pipeline safety regulations.

2. Drive Axle

Drive Axle is an app that allows you to scan and send documents through your smartphone, tablet, or laptop. It allows both drivers and motor carriers to document work completed more efficiently and invoice quicker.

3. Truckstop Mobile or DAT

The Truckstop and DAT apps are both fast and effective ways to find loads. Post your truck or choose from thousands of loads posted daily.

4. Dock411

Interested in knowing the details about a pickup or delivery location? For example, do they have restrooms available to drivers, are they pet friendly, what is the average time to load or unload, or do they allow overnight parking? The app is populated with information reported by other drivers.

5. Trucker Path

Trucker Path provides useful information, including truck stop locations, fuel prices, parking availability, and weigh station locations.

6. Drivewyze PreClear

Drivewyze is a trucker app that, depending upon your CSA score, allows you to bypass more than 700 weigh station locations.

7. Weigh My Truck CAT Scale

This app provides truckers the opportunity to weigh their truck, pay for the transaction, and have their axle group and gross weights displayed on their smartphone and emailed.

8. BigRoad Trucking Logbook

BigRoad is an electronic logging device app and electronic logbook. It tracks hours of service and can help you maintain compliance with the ELD mandate.

9. Lose It! Calorie Counter

The LoseIt! app can help you control your weight by setting calorie intake goals and tracking your meals, exercise, and nutrition.

10. Weather Channel

Weather is something every motor carrier and truck driver must plan for. This app will help ensure you won’t be caught off guard by weather.

11. Waze

Waze is a GPS app used by many in the transportation industry. It provides a lot of roadway information, but it does not provide low clearance, road weight restrictions, or other trucking-specific information.

12. Vigillo

Exclusive for Vigillo Scorecard subscribers, Vigillo’s CSA Daylight mobile app provides CSA BASICs as a bar chart. It aggregates your BASIC percentiles, including HOS, Driver Fitness, Controlled Substances, Crash, Vehicle Maintenance, Unsafe Driving, and Hazardous Materials.

13. Trucker’s Slide Calculator

This app is able to calculate how much each axle is over or under, including the gross, and provide suggestions on where to slide axles or move weight to become legal.

14. Audiobooks.com

The Audiobooks.com app has over 125,000 offerings with more than 8,000 free titles. One nice feature is that the books can be downloaded so they can be listened to when Wi-Fi is not available.

15. 511

511 apps are available through many states. They are the official mobile apps travelers can use to find information for the state’s Department of Transportation. 511 apps can provide current traffic, winter road conditions, road closures, and many have freeway camera images available. Just enter a state’s two letter abbreviation followed by 511 (e.g., WI511) in your app store.

Content courtesy of Acuity.

Time to dust off that motorcycle!

Wednesday, May 1st, 2019

Finally….it’s that time of the year again! (if the rain would stop)

Right now you are pulling your beloved steel horse out of storage…changing the fluids, airing up the tires, checking the lights, topping off the tank, and getting a nice polish on it.

Storm S. Schultz
Archbold, Ohio

But do you have proper insurance coverage on it (and yourself) as well?

Before getting back on the road again, have Beck Insurance Agency review your motorcycle insurance needs.  Lets make sure your values are correct, your liability limits are good, all that extra chrome is accounted for, and that your rate is fair.  Beck Insurance Agency has several of the top markets for your motorcycle insurance needs.

Call Kylie Schultz at Beck Insurance Agency today!  Phone 419-446-2777, or click here.

Max and Kassie on Life Insurance

Monday, February 18th, 2019

Max & Kassie discuss the importance of having life insurance from the world headquarters of Beck Insurance Agency in Archbold, Ohio.

Hi!  I’m Kassie, and I’m Max….coming to you from Beck Insurance in Archbold.  Parents, we want to remind you of the importance and low cost of life insurance.  Do you have kids?  A mortgage?  Loans?  A spouse?  Kids??

You need life insurance!

Only 62% of people have life insurance.  And over half of those have way too little.  Even worse, one out of three households admit they would suffer financial disaster within a month of the main breadwinner passing.

What would we do?

And it’s not as expensive as you think.  80% of people think life insurance is more expensive than it really is.  But it’s like less than a java chip frappechino a day….more like a couple of pop tarts!

So what’s your excuse?  Mom?  Dad?

Contact Beck Insurance today for your painless life insurance review!

Call 419-446-2777, click here, or stop by Beck Insurance Agency in Archbold, Ohio.

Fire Safety Tips for Auto Repair Shops

Tuesday, February 12th, 2019

According to Acuity’s internal data, fire is one of the most common claims for auto repair shops. Unfortunately, fire also causes some of the most expensive claims. Protecting your shop against fire is a great place to start when looking to reduce the likelihood of a major claim in your shop.

To bring you some fire safety tips, I collaborated with Scott Leistner, one of Acuity’s loss control representatives. Scott has more than 20 years of experience in assisting automotive repair, manufacturing, and supply businesses with loss control. He works with these businesses to develop risk improvement solutions, including those aimed at fortifying fire protection practices.

Here are a few of Scott’s tips for reducing the risk of fire in your shop:

1.A clean shop is a safe shop. Maintain a high level of housekeeping at all times, removing trash and waste daily and cleaning up oil spills immediately using absorbent materials. Discard all oily rags in metal storage containers with self-closing lids to reduce the likelihood of spontaneous combustion.

2.Store wisely. Effective storage practices help prevent fires. Store flammable and combustible liquids in approved flammable liquid storage cabinets and keep all combustibles away from heating sources like furnaces and hot water heaters. Store tires separately, away from all flammables and potential ignition sources. Finally, do not allow temporary storage to block access to fire extinguishers and other fire prevention equipment.

3.Practice proper use of electrical equipment. Ensure all electrical equipment and tools are properly grounded and immediately discontinue use of and remove any damaged electrical equipment. Inspect and maintain battery charging equipment and keep combustibles far away from it. Only use extension cords if needed and make sure they are in good condition. Avoid using portable electric space heaters.

4.Guard against fire from special hazard shop exposures. Always spray paint in an approved spray booth equipped with automatic fire-suppression equipment. Implement effective hot work procedures to prevent sparks from igniting combustibles during cutting and welding work. Inspect hydraulic lifts for leaks and repair immediately if a leak is present. Keep solvent tanks clean and maintained and make sure the lid closes securely.

5.Develop and implement formal policies and programs for fire prevention. Train staff in proper use of fire extinguishers and enforce a no-smoking policy. Conduct weekly self-inspections, correcting any hazards found in inspection, and practice daily housekeeping and clean-up duties. Schedule regular preventive maintenance of HVAC and fire-protection systems.

At Acuity, we offer expert loss control services to our business policyholders at no extra charge. Our loss control representatives are safety and insurance professionals who have college degrees, technical certifications, and an average of 25 years of experience in the field. These representatives partner with our customers to minimize risk of future losses by assisting with safety and loss prevention initiatives.

Posted by Paige N. on October 17, 2018 in Mechanic

Frozen Pipe Tip Video from Celina Insurance Group

Friday, February 8th, 2019

Frozen Pipe Tip Video from Celina Insurance Group on Vimeo.

How to Make a Winter Safety Kit

Wednesday, January 30th, 2019

Today seems to be as good a day as any to share! Our friends at Pekin Insurance created a list of 21 items to keep in your winter car emergency kit for when you’re driving through winter conditions!

Make your kit, put it in your car, then contact Beck Insurance Agency to discuss your auto coverage to ensure you’re properly covered!

 

Wood-Burning Stove Safety

Friday, January 25th, 2019

Having a wood-burning stove as a source of supplemental heat during the colder months can result in significant cost savings on your electric bill, but did you know it can cause an increase in premium on your homeowners insurance?

fire in domestic stove on the kitchen

What to know:

•Even if you have a new wood-burning stove, the act of burning wood as a source of heat creates the possibility of sparking or spitting of hot embers. Taken in combination with combustible materials around your wood-burning stove, there is an increased risk.

•If you are considering having a wood-burning stove installed, be sure it is UL approved and professionally installed. Not only will this help ensure the safety of your home and family, but many insurers will not provide insurance unless certain safety standards or clearances are met. Most insurance carriers will want to do an additional inspection on the unit itself as well.

•Notify your insurance company of the presence of such a stove in your home to ensure you have proper coverage on your home and belongings.

How to maintain wood-stove safety:

•Have the chimney and stove cleaned and inspected annually before you begin using it for the season.

•Look over your unit and chimney regularly for potential cracks. This will help you catch something small before it becomes an issue.

•Follow all clearance requirements in the home. This rule applies to people and pets as well as furniture and other combustible materials. This will help prevent burn injuries as well as limit the risk of a fire starting outside the unit.

•Only burn dry wood. Burning wood can cause deposits known as creosote to build up. If not properly maintained, these deposits can ignite and cause chimney fires.

Having a wood-burning stove doesn’t have to be scary. Make sure you fully understand the risks and responsibilities associated with having one in your home. Also, be sure to talk with your insurance agent or carrier if there are ever any changes in your home that could impact your insurance. Stay warm out there!

References:

https://www.nfpa.org/-/media/Files/Public-Education/Resources/Safety-tip-sheets/WoodPelletStoveSafety.ashx

https://www.doityourself.com/stry/10-safety-tips-to-remember-when-using-a-wood-burning-stove

Content courtesy of Acuity Insurance / Addie B.

Life Insurance….with Max and Kassie

Wednesday, January 23rd, 2019

Kassie – Hey Max, what’s the difference between a whole life policy, and a man?

Max – I give up Kassie…

Kassie – A whole life policy eventually matures!

Max – Ohh, Kassie….

Max – You know what’s mature is making sure you have enough life insurance in place to protect your loved ones, should the unspeakable happen.

Kassie – That’s a really good point Max.  Who can someone call for rate options through all of the top life insurers?

Max – Beck Insurance Agency in downtown Archbold.  They have access to dozens of the top life insurance companies and can help guide you through the process from start to finish.

Kassie – Call or stop by Beck Insurance Agency.  419-446-2777