Posts Tagged ‘safe driving’

How to Avoid Distracted Driving

Tuesday, August 27th, 2019

3 Tips for Keeping Your Eyes on the Road in a Digital World

Forty-eight states have banned texting while driving, yet distracted driving is listed as a probable cause for an increase in the number of collisions each year. The following steps are potential safeguards for you to consider while driving:

Put Your Phone in a Distraction-Free Mode

Adjust your phone’s settings so that you aren’t tempted to look at (or respond to) every buzzing, dinging or flashing notification. Try putting your phone into airplane mode while driving to your destination to eliminate all distractions. If putting your phone in airplane mode seems too severe, most phones have settings that will allow for media sound and major service providers offer a free app that will silence text alerts once your vehicle attains a certain speed, while still allowing GPS apps.

Ask Your Passengers to Help

When you are unable to turn off alerts completely, passengers can be a useful extra set of hands. Enlist your passengers as navigator or DJ so you can keep your focus on the road.

However, regardless of whether your alerts are set to “on” and you are travelling alone, always remember to…

W82txt

Did you know drivers normally spend five seconds looking at their phones when receiving a text? That’s enough time to cover more than the length of a football field when traveling at highway speeds.

As part of our commitment to reduce distracted driving, Auto-Owners began the W82txt campaign, which attempts to increase awareness of the dangers of distracted driving through local advertising and education, as well as direct community engagement by local Auto-Owners agents.  Click here for the original blog post.

Thank you Auto-Owners Insurance for all that you do in trying to keep us all safe!  For more information or auto insurance quotes please contact Beck Insurance Agency at 419-446-2777, or click here!

Stop Texting and Driving – a free app??

Tuesday, November 28th, 2017

Texting and driving has become an epidemic in the United States. According to the National Highway Traffic Safety Administration, distracted driving claimed 3,477 lives in 2015 alone.  This number has only climbed year after year.

Recent statistics now indicate that 1 out of 4 accidents are a direct result of texting and driving.

In addition to the obvious safety issues and dangers, insurance carriers are seeing a significant impact of cell phone use while driving – both in frequency and severity on auto insurance claims.  This widespread cell phone use while driving (combined with sustained lower gas prices) are now causing Auto Insurance premiums to rise in reaction in order to maintain acceptable combined loss ratios moving forward.

Beck Insurance Agency has experienced first hand the impact of texting and driving, having had one of our carriers recently paying a settlement of nearly $1.2M for an accident caused by texting and driving for a client.

While the solution is obvious, the implementation is not quite as easy.  Parents can’t always police their teenage drivers, employers can’t always police their drivers and / or employees.

Maybe until now??  Recently reading a Truck Insurance article by Acuity Insurance I learned of a new (free) cell phone app called “LifeSaver“.  While I have not personally yet used the app, (and this is not an endorsement or an official recommendation) I do feel that it is certainly worth looking into if you 1) have loved ones, 2) have a hard time putting the phone down yourself, or 3) own a company that requires employees to drive.  I will be personally checking it out.

If you wish to give it a try, there is the LINK to their website.  If you do try it, please contact us HERE and let us know what your experience was and if you liked or disliked the app. 

You can also call us at 419-446-2777, or email me directly at joe@beckinsurance.com

Thank you and be safe…..

Joseph D. Beck, VP, CIC