Believe it or not, there are many different individuals and institutions that need truck insurance coverage. As a general rule if you drive a truck independently, operate a trucking firm, or own a small fleet, you must have commercial truck insurance.
But knowing that you need truck insurance, and knowing which coverage is right for you, are two very different things. If you are trying to figure out what type of truck insurance is right for your needs, check out these three important considerations that will help you determine which truck insurance coverage option is ideal:
- Find the Right Driver – Before choosing the truck insurance policy that is right for your business, you need to choose the right driver. Choosing the right drivers can not only reduce risks, but may even reduce your insurance premiums.
- Consider Truck Model – While business demands should be the first consideration when selecting a truck model, you should also know that truck insurance is divided into three categories; light-duty, medium-duty, and heavy-duty. These categories have differing truck insurance rates.
- Choose the Route – Being aware of the unique risks of your route can help you or your drivers minimize mishaps and accidents. When you have fewer accidents, you can obtain truck insurance at a lower cost!
At Beck Insurance Agency we keep you, your business and your employees protected by serving truck insurance to Montpelier, OH, Bryan, OH, Defiance, OH, Swanton, OH, Maumee, Perrysburg, and surrounding areas. Understanding the unique challenges that truckers face, we aim to mitigate the risks of the job by arming truckers with ample truck insurance protection. From light-duty trucking insurance, heavy-duty, and beyond, we have all of the truck insurance options required to protect truckers and their cargo.
Looking for other types of commercial insurance protection? We have got you covered! We offer a range of business insurance solutions including manufacturers insurance, contractor’s insurance, public entities coverage, and more. Contact us today to get a quote on commercial insurance, including truck insurance, for Montpelier, OH, Bryan, OH, Defiance, OH, Swanton, OH, Maumee, Perrysburg, or the surrounding areas.
