Health insurance is often one of the most attractive benefits that an employer can offer you. From dental to emergency medical care, health insurance keeps you and your loved ones protected in the event of an emergency or just a regular checkup.
But what are you to do if your health insurance just isn’t covering it?
During these difficult times, many employers have cut back on health insurance benefits to save money. While cutting down health insurance coverage saves money for your employer, it can leave you and your family in a rut.
If your health insurance has been cut substantially, or you’re not getting the kind of health insurance you need to keep you and your loved one’s safe, then you may need to explore the possibility of secondary health insurance coverage.
Secondary health insurance coverage keeps you and your family protected by covering health insurance expenses that are not included in your basic health insurance policy. As a form of supplemental coverage, secondary health insurance can be tailored to fit your specific needs.
If you’re not sure if you need an additional layer of health insurance, ask yourself these questions:
- What does my primary health insurance cover?
- Does your health insurance coverage have a high deductible?
- Do you participate in dangerous activities such as extreme sports?
- Do you or your family need certain medical benefits that your health care plan isn’t providing you with
Answering these questions can help you decide if you need additional health insurance coverage. If the answer is yes, we can help! At Beck Insurance Agency we’re dedicated to helping you find the best secondary health insurance coverage for you and your family.
Serving clients in Perrysburg, Montpelier, OH, Defiance, OH, Toledo, Maumee, Swanton, OH, and the surrounding areas, we work with your needs and your budget to find you the additional health insurance and long term care insurance coverage that fits your lifestyle. Contact us today to chat with our experienced agents about your health insurance needs!