3 Things You Didn’t Know Were Covered by Your Homeowners Insurance in Montpelier, OH, Sylvania, OH, Bryan, OH, Delta, OH, Swanton, OH, and Waterville, OH

Tan Home with Homeowners Insurance in Toledo, Perrysburg, Delta, OH, and Sylvania, OH

If you’re a homeowner then you should have at least a basic form of homeowners insurance coverage. As an affordable and necessary insurance solution for Ohio homeowners, homeowners insurance protects your liability, belongings, and household from a range of unwanted perils. From theft, natural disasters, liability claims, and more, homeowners insurance is a necessity!

Homeowners insurance offers coverage for a wide selection of perils and belongings. Here are three of the top things that you probably didn’t realize are covered by your homeowners insurance policy:

  • Phones – We rely on our phones to live our lives, but did you know that your phone is covered by your homeowners insurance? Keep in mind that coverage for your phone and other devices is typically only valid if damages are caused by residential perils.
  • Food – Your home insurance offers coverage for perishables that are lost due to extended power outages.
  • Lightning – While lightning is an uncommon occurrence, your homeowners insurance offers coverage for the unexpected perils of lightning!

At Beck Insurance Agency we serve homeowners insurance to Montpelier, OH, Sylvania, OH, Bryan, OH, Delta, OH, Swanton, OH, Waterville, OH, and the surrounding areas. Understanding that your home is your haven, we are dedicated to helping you safeguard your residence, belongings, and reputation–so you’re covered no matter what happens! From coverage for your primary residence, secondary home, rental, or all of the above, we’re here to help you find the homeowners insurance policy that fits your needs.

As an independent family-owned insurance agency we care about your well-being, which is why we work with you to find the policies that match your requirements, budget, and desires. Get in touch with us today to learn more about homeowners insurance for your Ohio home!