Your home is one of the biggest investments you likely to make so it is important that you protect your investment with solid hole insurance. Beck Insurance is an independent agent and can help you with solid home insurance in Maumee, Montpelier OH, Perrysburg, Toledo or Wauseon OH. Just because you have a homeowner’s policy does not mean there are no gaps. For example, if own a condo or town home you should be aware of what is covered by the body corporate and what you need to cover.
Whether you own a freestanding home, a flat, a condo, a penthouse, a vacation home or a home under construction, you need proper home insurance. Even if you are renting, you still have valuables that need to be covered. You landlords policy won’t cover your losses or your liabilities.
Every insurance policy has exclusions and limitations. Your homeowner’s insurance wont cover every event or eventuality. There are also limits to how much your insurance will pay in the event of a calamity. Some exclusions can be quite serious and you need to be aware of them. For example, does your policy include flood insurance? Its too late when the storm surge hits to find out you don’t have flood insurance. Certain events such as floods, earthquakes and other disasters can be covered with supplemental policies.
Your home insurance will also have limits with respect to high end items such as jewelry, fine art and other collections. You also need to know if you are insured for the replacement value of your home and possessions.
It is a good idea to discuss your insurance need with a professional such as a consultant at Beck Insurance agency. That way you can have peace of mind that your home and insurance policies are good and proper.
Home Insurance and Auto Insurance in Toledo, Maumec, and Perrysburg OH. Offering Life Insurance, Motorcycle Insurance, Business Insurance, Long Term Care Insurance in Wauseon.