Why should I buy renters insurance?
If you’re like many renters out there, you might assume insurance isn’t necessary, especially if your landlord already has insurance for the home. Unfortunately, the policy your landlord purchased won’t cover all of your personal belongings inside your rented apartment, condominium, or house.
Think about it. What would you do if a fire or water leak destroyed almost everything you own? What if you were a victim of theft? Would you have the money to replace those valuable items? Thankfully, renters insurance can help you feel secure, even if you don’t own the place.
What does renters insurance cover?
Not sure you own anything worthy of insurance? Take a look around and make note of everything you see: clothes, furniture, electronics, jewelry. A renters policy provides affordable coverage to renters and tenants, insuring all of these personal belongings not covered by your landlord’s policy. Although individual policies vary, situations you may be covered for include:
- Theft and vandalism
- Fire and smoke damage
- Wind, hail and lightning
- Water leaks
Your renters policy also provides personal liability and medical payments to others, in the case of injury inside your home.
Why choose Beck Insurance Agency?
As a renter, you need protection for your possessions at an affordable rate. At Beck Insurance Agency, we understand the importance of the right coverage for the right price. Let one of our trusted agents create a policy uniquely tailored to your needs and budget, all backed by one of our many A-rated insurance companies.