What if it’s time to enroll in Medicare and I’m already on Medicaid?

Medicaid is a federal and state funded program that helps with medical costs for some people who qualify with limited income and resources.  Medicaid will help with benefits not normally covered by Medicare.  If you are currently on Medicaid and it’s time to sign up for Medicare, please let us know first that you are on Medicaid.

Knowing this will help us determine what plans are best for you.  Most likely, you will be “dual eligible”  You can still choose what plan is best for you.  If you have full Medicaid with Medicare, you will get Part D (Drug Coverage) through Medicare and you will automatically qualify for extra help when paying for your Part D coverage.  That said, Medicaid will always be secondary to Medicare.  Once Medicare has determined what it’s going to cover and how much it will pay, your Medicaid would then pick up the rest on a secondary basis.

For more questions on how Medicare and Medicaid work together, please call Beck Insurance Agency at 419-446-2777, email me at lori@beckinsurance.com, or click here.

Have a great day!

Lori Good, Senior Products Specialist.  Beck Insurance Agency, Inc.