Welcome to the Benefits Breakdown Blog!
Each week, I’ll be sharing insights, tips, and guidance on group employer benefits. Everything from health and dental plans to life insurance, disability coverage, compliance topics, and cost-containment strategies.
Whether you’re a business owner, HR professional, or employee trying to better understand your plan, this space is here to help.
Who Am I?
My name is Ross Durham. I am an Employee Benefits Agent with Frost Insurance Agency. We work with businesses of all sizes to design, implement, and manage benefit packages that attract and retain great employees. All this, while keeping costs in check.
I’ve seen firsthand how confusing benefits can be, and that’s exactly why this blog exists.
What to Expect Each Week
Every week, we’ll tackle a new topic related to group benefits. One week might focus on HSA vs. FSA plans, another might explore how voluntary benefits like life and disability can add value without adding cost to the employer.
You’ll also find updates on compliance (like COBRA and Section 125), tips for open enrollment, and breakdowns of industry trends.
Let’s Make Benefits Simple
Too often, group insurance is overcomplicated and underexplained. My goal is to break down the key pieces in plain language so you can feel more confident making decisions for your business and your employees.
Next week, we’ll dive into the basics: What Exactly Is a Group Health Plan? Stay tuned!
Ross Durham, Frost Insurance Agency
For more information contact the Beck / Frost Insurance Agency. Call us at 419-446-2777, send an email to help@beckinsurance.com, or click here to submit your request today! You can also stop by and see us at one of our four convenient locations in Archbold, Napoleon, Holgate, or Whitehouse.
As an employer in the business world today, Frost Insurance Agency knows how important it is to provide health insurance to employees, your most valuable asset. Keeping staff healthy and happy and giving them peace of mind is very important to your business, and Frost Insurance is here to help you find a solution for you and your employees.
We offer full benefits package analysis, face-to-face enrollment meetings, online employer portal training, and direct local support.
