How Does Medicare Provide Coverage to “Snow Birds”?

Does Medicare offer plans that cover me if I am a “snow bird”?

We hear clients say all the time that the best part of retirement is that we can go anywhere I want, whenever I want”.  Usually immediately followed up with:

“Will I have Medicare coverage if I travel?”

The short answer is yes.  No matter what plan you choose, you will have coverage in an EMERGENCY situation however, once you are stable, coverages could change.

In a Medicare Advantage plan, you would be connected to a network of providers. With that being said, in an emergency situation, you will be taken care of but once you are stable, you should request to be moved to a care center that is “in network” with your insurance company.

Medicare Supplements, however, provide coverage anywhere that accepts Medicare. 

Over 93% of the medical professionals and hospital accept Medicare.  Supplements do not come with a “network”. So, if you like to travel to the sunny states when the north is covered in snow, a Medicare Supplement may offer more choices to obtain medical care. However, either Medicare Advantage or Supplements will cover you, just differently depending on the company and plan you chose.

Lori Good, Senior Products Insurance Specialist

Schedule your appointment today to fully review your situation, before making your educated decision on Medicare coverage.  Contact Beck Insurance Agency in Whitehouse or Archbold, Ohio today.  Call 419-446-2777, email us at help@beckinsurance.com, or click here to submit your request today.

Medicare is a federal health insurance program that is designed to help individuals sixty-five years and older, and certain other individuals with disabilities, obtain the medical insurance they need to cover their specific medical requirements.

At Beck Insurance Agency we have your best interest at heart and assist you in finding the Medicare insurance and the Medicare supplements coverage that gives you the freedom to not worry about your Medicare plan so you can get back to focusing on your life and health worry-free. We work with residents in Toledo, Waterville, Wauseon, Whitehouse Maumee, Perrysburg, Napoleon and surrounding areas to procure the correct Medicare for their needs.

 

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