The Traditional Spring Flood Season Always Brings Increased Risk
Although flooding has occurred more often in what are traditionally off months in recent years, the traditional flood season for many parts of the country occurs from late winter through the Atlantic hurricane season (June 1–November 30).
- The average cost of property damage caused by a flood is $39,000 and it can take less than 1 foot of water to cause it.
- Floods are not only caused by rivers or lakes. They also result from levee or dam failures, clogged storm drains, broken water mains and even collapsed swimming pools.
In the coming months, several events will come together to produce a significant uptick in flood risk, including:
Storms resulting from the transition from winter to spring
The spring snow-pack melt
The summer storm season
Hurricane season
Fall storms resulting from cooling temperatures
With the NFIP’s standard 30-day waiting period for voluntary flood insurance purchasers, it’s time to get the word out and start the application process. Every year, tens of thousands of property owners suffer uninsured flood damage. What will you do to avoid being among them this year?
So what can we write flood insurance on?
Our companies embrace a wide range of flood insurance solutions and are here to help you find flood insurance coverage, including:
All Occupancies – Single-family residential, multi-family residential, apartments and condos, farm buildings, vacant buildings, office/retail buildings and manufacturing buildings.
Monoline vs. Multi-Line – Monoline or associated with an existing account.
High-Risk vs. Low-Risk – We can write all zones regardless of the probability of flood loss.
Our tailored solutions are designed to fit your unique needs, offering comprehensive protection for all of your risks. Let us help you navigate this flood season together with confidence and peace of mind.
