5 Ways to Take the Heat Off Your HVAC Business
BY PEKIN INSURANCE · MAY 25, 2023 ·1 MIN READ
Your HVAC business is there when your customers need it. Whether it’s keeping their houses warm in the winter or cool in the summer, you’ll be there to save the day. Here are 5 ways to take the heat off your HVAC business:
1.) Wearing the Proper Safety Equipment
Some jobs may seem quick and easy, safe, or even harmless, but the reality is this is when most injuries in the workplace occur. It is always better to be safe than sorry, so steel-toed work boots, hard hats, safety goggles, and work gloves should be some of the consistent safety equipment worn on the job site.
2.) Be Prepared Before a Mistake Happens
Even while taking every safety precaution and having trained workers, things can go wrong. Some mistakes are unpreventable. This is where the right insurance policy can make sure your business is prepared before the mistake happens. WORKERS COMPENSATION and CONTRACTORS’ ERRORS AND OMISSIONS coverages may not only protect your business but also your employees in the event of an injury or mishap on the job. If an accident does occur, don’t forget about our Nurse On-Call program, to potentially avoid costly Workers Compensation Claims.
3.) Protecting Your Business on the Web
Whether it’s storing information, processing payments, or communicating with customers, there are probably aspects of your business using the internet. Although the internet has expanded the capabilities of small businesses, it has also created a new form of risk. Cyber Insurance provides coverage for the dangers caused by the internet. Pekin Insurance’s Cyber Insurance product, CYBER SHIELD, may protect your business from data breaches, cyber extortion, and other forms of cyber-attacks.
4.) Retaining Good Employees
Keeping good employees is key to a successful business. It cuts down new employee training costs and lowers the number of errors in the field. These people may become so ingrained in the business that if something happens to them, you may struggle to stay up and running. This is where KEY PERSON INSURANCE comes in. If the unthinkable were to happen, it may provide your business with funds to stabilize the business and money to find a good replacement and can potentially even build up cash value to be distributed to key employees in a retirement plan depending on the policy.
5.) Having a Local Independent Insurance Agent
Having someone who looks out for you and your business is important. Beck Insurance Agency in Archbold, and Whitehouse, Ohio represents many different insurance carriers and can find a company that has the coverages that fit your business’s unique needs. We also are often members of your community who can better understand the importance of your business and how to properly insure it.