Does Medicare offer plans that cover me if I spend my winters down south?
I have heard clients say many times “the best part of retirement is I can go anywhere I want whenever I want”,
I wish I had a dime for every time I have heard this statement. However, it is usually followed up with the question “will I have coverage if I travel?” The short answer is yes. No matter what type of Medicare plan you choose, you will have coverage in an EMERGENCY.
However, once you are stable, your coverage could change.
Coverage within the United States:
With a Medicare Advantage plan you are connected to a network of providers so, in an emergency situation you will be taken care of. But once you are stable, you should request to be moved to a care center that is “in network” with your insurance company.
Medicare Supplements, also known as Medigap plans, are not limited by provider networks. You would still have coverage anywhere that accepts Medicare. This equates to over 93% of the medical professionals and hospitals in the United States.
If you like to travel in the United States, both a Medicare Advantage or Medicare Supplement plan will cover you. But be aware of the differences that exist depending on the company and plan you ultimately chose.
Schedule your appointment today to review your specific needs before making your educated decision on Medicare coverage. We are happy to help!!
For more information contact the Beck / Frost Insurance Agency. Call us at 419-446-2777, send an email to help@beckinsurance.com, or click here to submit your request today! You can also stop by and see us at one of our four convenient locations in Archbold, Napoleon, Holgate, or Whitehouse.
We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 6,584 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
