All homeowners need home insurance coverage. Home insurance not only provides homeowners with liability protection but ensures the structural integrity of homes when perils take their swing.
These perils are particularly relevant during the winter months. Here are some of the most common home insurance claims made during the winter:
- Frozen Pipes – At the top of our list are frozen pipes. Frozen pipes are so common they account for 20% of all water damage claims! With the freezing of pipes can come flooding that causes damage to drywall, floorboards, appliances, carpets, etc.
- Ice Dams – Ice dams are caused by ice buildup on roofs that block gutters and leak through roofs causing damage to ceilings, insulation, and/or walls.
- House Fires – Believe it or not, house fire claims are widely popular during the winter months. Not only are more people cooking in their homes due to the holiday season, but more homeowners use candles and light decorations for the holiday months.
- Personal Injury – Personal injury claims are popular during the winter months with the increase in house guests that visit during the many winter holidays. With snow, rain, and ice lingering, houseguests are at risk of slips and falls that put homeowners at financial risk.
At Beck Insurance Agency we help homeowners throughout Bryan, OH, Delta, OH, Waterville, OH, Perrysburg, Toledo, Montpelier, OH, and the surrounding areas prepare for winter with quality home insurance coverage. Working with your budget and coverage needs, we help you find the right supplier and coverage plan that keeps you protected in all seasons of the year.
Since 1948 we’ve kept up on the latest trends and technologies in home insurance to provide our clients with the best home insurance solutions at the best rates. Whether you’re searching for home insurance for your primary residence or vacation home, we’re here for you! Get in touch with us today to learn more about our insurance solutions for your Ohio home.
