Unless you’re an insurance agent, you probably don’t have an extensive understanding of motorcycle insurance policies. But don’t worry, you’re not alone!
Motorcycle insurance can be complicated. But we’re here to answer your most frequently asked questions about motorcycle insurance coverage, so you can better understand your policy options.
Is motorcycle insurance required by law in Ohio?
The answer is yes! Ohio has implemented a minimum amount of motorcycle insurance coverage that includes: $25,000 for bodily injury, $25,000 for property damage coverage, and $50,000 for bodily injury in an accident involving more than two people.
How much motorcycle insurance do I actually need?
While minimum legal requirements are there to keep you protected, it’s likely that you’ll need more insurance coverage to keep you safe. This is contingent on what kind of bike you have, and how often you plan on using it.
What are some ways I can save on motorcycle insurance costs?
There are lots of ways you can save on motorcycle insurance. Here are the top four:
- Buying an older bike with low resale value
- Buying bikes with engines under 600cc
- Asking an agent to compare prices from multiple carriers
- Good driving discounts
- Taking motorcycle safety courses
At Beck Insurance Agency we serve thrill-seekers in Wauseon, OH, Montpelier, OH, Perrysburg, Toledo, Bryan, OH, Swanton, OH, and the surrounding areas with motorcycle insurance for their toys on wheels. With a reputation for excellence dating back to 1948, we’ve kept up with the latest trends and technologies in insurance coverage for the last seven decades to ensure that our clients get the best coverage available at the most attractive rates.
Whether you’re headed across town or cross-country, we ensure that you’re protected no matter where you go! To ask more questions about motorcycle insurance and our coverage options contact us today!
